If you suffer a work-related illness or injury, you should be able to obtain workers compensation benefits while you are unable to work so that you can focus on your recovery without financial anxiety. Many states require that most employers carry workers comp coverage on their insurance policies.
For those that work in a dangerous industry, this protection should provide peace of mind knowing that if you are injured or fall ill due to the circumstances of your work environment, you’ll still be able to continue to support yourself and your family while you’re out of work.
Below we have discussed some of the types of jobs that have an increased risk of injury so that you can prepare yourself for the possibility of needing to secure workman’s comp coverage.
Working In The Construction Industry
Construction workers are some of the most at-risk for suffering from a work-related injury. The construction site is often dangerous due to heavy machinery and equipment, exposure to toxic chemicals, and working at elevated heights.
Some of the most often seen kinds of construction accidents include falling from a scaffold, being struck by falling debris or equipment, developing mesothelioma after asbestos exposure, being crushed by equipment, and injuries sustained after an explosion.
Working in the construction industry increases your chances of being injured or falling ill, so being aware of your state’s workers comp laws can help you be prepared if or when the time comes that you need access to financial support.
Factory Workers At High Risk For Injury
Working in a factory is very similar to working on a construction site in that, workers are oftentimes surrounded by heavy machinery and equipment, and they are exposed to toxic chemicals. What’s more, factory workers are more apt to suffer an injury due to the pace of work expected of employees.
Working too fast around such dangerous equipment can cause human errors and serious injuries. This can often be avoided when factory workers exercise extreme caution while on the job. Of course, this is much easier said than done which is why it is so important to educate yourself about how you can obtain workers comp benefits if you were to suffer an injury or become ill.
It might go without saying that those that work in aviation are at a higher risk of injury than say, someone who works at a desk job. Though those who provide maintenance for the plane are constantly working around dangerous and heavy equipment, it is pilots who are at the highest risk of injury.
More often than not, pilots will develop health problems such as insomnia, certain types of cancers, deep vein thrombosis (due to always being in the air), and dehydration.
A pilot who isn’t able to provide a peak performance won’t be able to perform the responsibilities of their position, as they always have the lives of their passengers in their hands, and will be entitled to workers comp benefits while in recovery.
Oilfield Employees Suffer Serious Injuries
One of the most dangerous industries a person can work in is the oilfield industry. Surrounded by heavy equipment and combustible materials, oilfield workers are at risk for being involved in an explosion, exposure of toxic substances that can cause critical illnesses, and falling from elevated platforms.
Also, there is always a risk that a part on the machinery being used could be faulty or malfunction which has the potential to cause catastrophic injuries. If an oilfield worker is lucky enough to survive such injuries, they’ll be able to collect workers comp until they are cleared to return to work.
Get Help From A Knowledgeable Workers Comp Lawyer
The above mentioned fields are just a few of the industries that report employee injuries. If you work in any of these professions, or some other job that has a high chance of injury, you could be entitled to collect workman’s comp for a work-related injury you’ve endured.
Get in touch with a skilled workers comp lawyer who can advise you about how you could collect workman’s comp for a work injury.